I blew my monthly budget by $600

I sat down this morning and worked it down to $142 over. I have a good excuse though. I bought a beautiful AKC poodle puppy. We are going to expand our business . Right now I only raise one litter of English Bulldogs a year. The poodle puppy is from a dear friend of mine who is an excellent breeder. She was the last female puppy ever from her best line. The parents are now retired. She is of course already spoiled and I swore I would never get a poodle.

Finally on a fixed mortgage!

I just signed all the paperwork last night – 30 year fixed, 4.75% interest(up from the 3.x% ARM). Payment is about the same, which is a drag – but at least I don’t have to worry about my interest rate rising before the loan is paid off. Now I just have to figure out how to pay it off sooner…